Current accounts allow the Account holder to carry out routine banking transactions with third parties.

This is an account that encourages an individual to save money daily or as the customer desires.

A Fixed Deposit is a tenored investment account with a specific amount invested at an agreed interest rate. Interest rate is competitive but negotiable.

This allows a customer save a specified amount at his/her convenience. Interest is paid at maturity

This scheme is targeted at individuals that are in paid employment with a stable source of income e.g. public servants, bankers, etc. Repayment is from the monthly salary and tenor varies depending on the customers’ requirements.

This product is mainly for customers who wish to acquire tricycle, taxis, mini buses and vehicles. Customers provide 40% equity contribution. Vehicles are comprehensively insured and transfer of ownership is effected upon full liquidation of the loan.

This is a product for a group of people who are actively in business and earn income daily, weekly and monthly income. Customers could be members of registered co-operatives and savings could be structured daily, weekly or monthly depending on their preference.

Savings in this account can be used as collateral to enable parents access funding for the children’s education.

This product is geared towards extending loans to schools. Upon running the account for a minimum of 3 months, loans are structured termly and repayment is from the school fees through the school’s account with Palmcoast..