Nkereuwem graduated from the University of Calabar and has over 28 years post-call experience. She worked in a law firm and a couple of finance houses before venturing into entrepreneurship. She is well-grounded in running small and medium-sized businesses and is currently the managing Director of Beryl Bureau de Change Ltd. She has also attended the Certification Programme for Non-Executive Directors of Microfinance Banks. Her varied experiences in law practice and businesses is brought to bear on the activities of Bank.